Florida Ocean Club, Sunny Isles Beach: What Buyers Should Check

Florida Ocean Club is an 11-story oceanfront mid-rise at 17275 Collins Avenue in Sunny Isles Beach, completed in 1995. With just 105 residences — one to three bedrooms, averaging about 1,353 square feet — it is one of the smallest and quietest oceanfront buildings on Collins Avenue, and one of the few where the entry point is still a one-bedroom under 900 square feet. There is no mega-amenity program here: the draw is direct beach access, a beachside pool, and a low-rise scale that the supertowers next door cannot offer. Note the address: this building is at 17275 Collins Avenue — one directory wrongly lists it at 17001, which is Jade Beach.

The facts

• Address: 17275 Collins Avenue, Sunny Isles Beach, FL 33160 (one directory lists 17001 in error — that is Jade Beach)
• Completed: 1995
• Stories: 11
• Residences: 105 (county records)
• Unit mix: 1 to 3 bedrooms
• Unit sizes: about 860 to 1,770 sq ft, with an average of about 1,353 sq ft (county records); most residences are two bedrooms of about 1,110 to 1,490 sq ft
• Owner-occupied: about 39% of residences, per county records as of November 2, 2026
• Waterfront: oceanfront, direct beach access
• Flood zone: FEMA flood zone X (outside the Special Flood Hazard Area)

Amenities and day-to-day living

The amenity program is small and practical: a beachside pool and Jacuzzi, a fitness center and exercise room, a sauna, a clubhouse, and a game/card room, with a large lobby and 24-hour concierge. Parking is one assigned space per residence in a covered garage, with guest parking. Residences are simply finished condos — the listings describe them as well-managed and low fees — and the building sits in the middle of Sunny Isles, across the street from restaurants and shopping. Two leases signed in the 12 months to November 2026 went for $3,200 and $3,500 a month, with a median rent of about $3,575 a month over eight leases in the last 24 months.

What to check before you buy

• Monthly cost, honestly. No verified building-wide dues figure was found for this building. One current listing describes the building as low fees, but that is marketing copy, not a number. Get the exact figure for the residence you are considering — and use the monthly-cost worksheet in the Buyer's Guide, not just the mortgage payment.
• Milestone inspection — this one matters now. Florida milestone inspection rules generally apply at 30 years, or 25 years within 3 miles of the coast. This is an oceanfront building completed in 1995, so it turned 30 in 2025: per the building's county-based record, its first statutory milestone deadline was December 31, 2025, with inspections then every 10 years. Ask the association for the completed milestone report and any assessments that followed it — for a 1995 building, the report is not a future event, it is a document that should already exist.
• Reserves and assessments. Ask what reserves are funded, what assessments are planned or already approved, and where the building stands on its Structural Integrity Reserve Study (SIRS). Under Florida's SIRS rules, reserves for SIRS items are no longer waivable — but confirm this building's position with its association. In a 30-year-old building, reserve funding and assessment history matter most.
• Owner-occupancy ratio. About 39% of residences were owner-occupied as of November 2026. Lenders check this ratio before approving a mortgage, so confirm the current figure with the association — a building heavy on rentals can block financing.
• Rentals. Confirm the leasing rules and any rental caps with the association before you buy. One current rental listing specifies long-term lease only, but the minimum term was not verified in public sources.

Who this building suits

Florida Ocean Club suits a buyer who wants the smallest, quietest oceanfront address in central Sunny Isles — an 11-story, 105-residence building with direct beach access, a beachside pool, and one- and two-bedroom residences that are far smaller (and far cheaper to carry) than anything in the new supertowers. It is a poor fit for a buyer who wants new construction, full-service amenities, or large floor plans: the building is 30 years old, the amenity list is short, and the first milestone inspection is already due. If you are choosing between this and another tower, send Mike the buildings you are comparing and he will walk through the finances with you, building by building.

Next step

Get the free Sunny Isles Beach Buyer's Building Guide — the ten questions to ask before you sign, applied to the tower you are actually considering. Or book a call with Mike to walk through Florida Ocean Club together.